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Rates

Effective June 1, 2008

Account

 Interest Rate

Annual Percentage Yield

NOW Checking .60% .60%
Regular Savings .80% .80%

 

Tier Accounts

 Interest Rate

Annual Percentage Yield

SUPER NOW Ckng
$0 - $199,999.99 .80% .80%
$200K and up 2.09% 2.11%

MMDA
$0 - $2,499.99 .80% .80%
$2.5K - $9,999.99  .80%  .80%
$10K - $49,999.99 .80% .80%
$50K - $199,999.99 .80% .80%
$200K and up .87% .87%

SuperNOW tiered account rate will change monthly on the 1st and is based on a 1yr. T-Bill.  MMDA tiered account rate will change monthly on the 1st and is based on a 13 week T-Bill.

 

Certificates of Deposit - up to $99,999.99

CD Type

 Interest Rate

Annual Percentage Yield

3 month 1.81% 1.82%
6 month 1.95% 1.96%
6-12 month 2.06% 2.08%
18 months 2.08% 2.10%
24 months 2.23% 2.25%
36 months 2.39% 2.41%
48 months 2.52% 2.54%
60 months 2.72% 2.75%

 

Certificates of Deposit -  $100,000.00 and up

CD Type

Interest Rate

Annual Percentage Yield

3 month 1.84% 1.85%
6 month 1.97% 1.98%
6-12 month 2.08% 2.10%
18 months 2.10% 2.12%
24 months 2.25% 2.27%
36 months 2.41% 2.43%
48 months 2.57% 2.59%
60 months 2.77% 2.80%

 

Individual Retirement Account

Interest Rate

Annual Percentage Yield

Up to $49,999.99 3.38% 3.43%
$50,000 - $75,000.00* 3.63% 3.69%
$75,000.01 to $100K 4.38% 4.47%
$100,000.01 and up 4.63% 4.73%
 

FIRST NATIONAL BANK'S RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.

There may be a substantial penalty for early withdrawal.

 

 

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