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Rates

Effective April 21, 2010

Account

 Interest Rate

Annual Percentage Yield

NOW Checking .50% .50%
Regular Savings .50% .50%

 

Tier Accounts

 Interest Rate

Annual Percentage Yield

SUPER NOW Ckng
$0 - $199,999.99 .75% .75%
$200K and up .75% .75%

MMDA
$0 - $2,499.99 .80% .80%
$2.5K - $9,999.99  .80%  .80%
$10K - $49,999.99 .80% .80%
$50K - $199,999.99 .80% .80%
$200K and up .80% .80%

SuperNOW tiered account rate will change monthly on the 1st and is based on a 1yr. CMT-Bill.  MMDA tiered account rate will change monthly on the 1st and is based on a 13 week T-Bill.

 

Certificates of Deposit - up to $99,999.99

CD Type

 Interest Rate

Annual Percentage Yield

3 month 0.38% 0.40%
6 month 0.68% 0.70%
6-12 month 0.83% 0.83%
18 months 0.93% 0.94%
24 months 1.09% 1.10%
36 months 1.52% 1.53%
48 months 1.71% 1.72%
60 months 1.95% 1.97%

 

Certificates of Deposit -  $100,000.00 and up

CD Type

Interest Rate

Annual Percentage Yield

3 month 0.54% 0.56%
6 month 0.74% 0.76%
6-12 month 0.88% 0.89%
18 months 1.01% 1.02%
24 months 1.18% 1.19%
36 months 1.57% 1.58%
48 months 1.88% 1.89%
60 months 2.07% 2.09%

 

Individual Retirement Account

Interest Rate

Annual Percentage Yield

Up to $49,999.99 2.000% 2.150%
$50,000 - $75,000.00 2.250% 2.272%
$75,000.01 to $100K 2.500% 2.527%
$100,000.01 and up 2.750% 2.780%
 

FIRST NATIONAL BANK'S RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.

There may be a substantial penalty for early withdrawal.

 

 

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