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Benefits
 | This account is for customers who want to maximize the return on their funds and yet may need access to those funds at any time with limited restrictions. |
| Best deposit account rate. |
Rate Information
| This account is an interest bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account. We may change the interest
rate on the account monthly. Interest begins to accrue on the business day you deposit
non-cash items (for example, checks). Interest will be
compounded monthly and will be credited to the account monthly. If you close the account before interest is credited you will not receive the accrued
interest. |
Balance Information
| We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. |
Limitations
| You must deposit $100.00 to open this account. You may make six (6) transfers from your account each four (4) week or similar period, but only three (3) may be payments by check to third parties. |
Account Fees
| Account Fees: A maintenance fee of $5.00 will be charged each month. A per item fee of $5.00 will be charged for each debit transaction in excess of three during a statement cycle. |
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