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Benefits
 | Regular Savings account with lower minimum opening balance requirement. |
Rate Information
| This account is an interest bearing account. |
| The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may
change. At our discretion, we may change the interest rate on the account. We may change the interest rate on the account
quarterly. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). Interest will be
compounded quarterly and will be credited to the account quarterly. If you close the account before interest is credited you
will not receive the accrued interest. |
Balance Information
| We use the daily balance method to calculate the interest on the account. This method applies a
daily periodic rate to the principal in the account each day. |
Limitations
| You must deposit $25.00 to open this account. You may make six (6)
transfers from your account each four (4) week or similar period. |
Account Fees
| A per item fee of $2.00 will be charged for each debit transaction (withdrawal)
in excess of three during a quarter. |
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