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Benefits
 | Highest savings rate in the area. |
Rate Information
| This account is an interest bearing account. |
| The interest rate and annual percentage yield are included in the Rate
Chart. The interest rate and annual percentage yield may change. At our
discretion, we may change the interest rate on the account. We may change
the interest rate on the account quarterly. Interest begins to accrue on the
business day you deposit noncash items (for example, checks). Interest will
be compounded quarterly and will be credited to the account quarterly. If
you close the account before interest is credited you will not receive the
accrued interest. |
Balance Information
| We use the daily balance method to calculate the interest on the account.
This method applies a daily periodic rate to the principal in the account
each day. |
Limitations
| You must deposit $100.00 to open this account. |
| You may make six (6) transfers from your account each four (4) week or similar period. |
Account Fees
| A per item fee of $2.00 will be charged for each debit transaction (withdrawal) in excess of three during a quarter. |
| The following fees apply to this account: Dormant account fee: $7.50 per quarter; and Early
Withdrawal Fee: $25.00 in the first 30 days.
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